Carolyn holds a special place at the A. L. Howes Insurance Agency. She was the firm’s very first full-time employee. Carolyn is a life-long resident of Carroll County with a passion for the community. When a client calls A.L. Howes Insurance Agency, Carolyn is most likely the first person with whom they speak. Carolyn ensures that each client receives the very best service possible. She carefully looks over coverage terms and conditions, billing inquiries, and policy changes so she can advise clients about their best interests.

Carolyn enjoys the fresh air of the outdoors and loves exploring cities on foot. She is creative in the kitchen and an avid equestrian.