Tammy is a newcomer to the A. L. Howes Insurance Agency, joining the team in 2016 with a great deal of experience. She has been a licensed insurance agent since 2009 and brings excellent customer service skills to the agency.

Tammy strives to know the ins and outs of each situation so that she can offer her clients advice that improves their situation. She also strongly believes in the importance of educating her clients so that every decision they make is intelligent and well-founded.

In her personal time, Tammy enjoys hiking, baseball, and spending time with her three children and two dogs.